Credit Card Management for a Broke Millennial
Some people lose money by being scammed, others unable to control spending habits. For me, I’m a bit of both. Here’s how I loose almost 1k, thinking I’m getting longer end of the stick. If you think I loose money by investing, you are wrong. If you think I was scammed, you could be right. I am a bit flustered here to expose my stupidity, my poor judgement and my lack of research. However, in a way I feel like this is a valuable life lesson that you couldn’t learn from school. This whole thing begin when I first watch financial YouTube video on how to better manage personal finance. One of the video that I watch talk about how we could actually benefit by having a credit card. As it serve as a foundation for credit score. Gullible as I am, got the first credit card available to me without really understanding the charges and implication of a credit card per se. It is obviously a service. Bear this in mind. Service were never free. If you think you are not paying for it, t...